⚠ UK NATIONAL DEBT CALCULATED LIVE FROM ONS API DATA
⚠ NHS WAITING LIST 7.31M — 3X PRE-COVID LEVELS
⚠ 4,793 ROUGH SLEEPERS — ALL-TIME RECORD HIGH
⚠ ASYLUM HOTELS COSTING TAXPAYERS £4M+ EVERY DAY
⚠ SEWAGE DUMPED FOR 3.6M HOURS INTO UK WATERWAYS IN 2024
⚠ 72% OF PRISONS OVERCROWDED — EARLY RELEASES ONGOING
⚠ REAL WAGES BARELY HIGHER THAN 2008 IN REAL TERMS
⚠ RECORD 23,938 BUSINESS INSOLVENCIES IN 2025
⚠ UK TAX BURDEN HIGHEST IN 70 YEARS
⚠ 9.4M WORKING-AGE ADULTS NOT WORKING OR LOOKING FOR WORK
⚠ 130,000 BRITISH CITIZENS LEFT THE UK IN 2024
⚠ UK PAYS £109BN/YEAR JUST IN DEBT INTEREST
⚠ HOUSING AFFORDABILITY WORST SINCE RECORDS BEGAN
⚠ UK SPENT £14BN IN FOREIGN AID IN 2024 — WHILE 2.6M USED FOOD BANKS
⚠ 14 COUNCILS HAVE ISSUED BANKRUPTCY NOTICES — MORE AT RISK IN 2026
⚠ 66% OF MAJOR GOVT PROJECTS RATED “IN DOUBT” OR WORSE BY INDEPENDENT ASSESSORS
⚠ COVID BOUNCE BACK LOAN FRAUD: £4.9BN WRITTEN OFF — MAY NEVER BE RECOVERED
UK National Debt — Live Estimate
£2.879 trillion
Borrowed since you opened this page
£0
Every second you read this, the number grows
Your share of the national debt: calculating… · 33.5M taxpayers
Debt level: ONS BKQK · Borrowing rate: ONS J5II (PSNB) · Updated monthly ~20th by ONS
Since you opened this page… the UK has spent:
All figures derived from official annual accounts · Rates calculated per second · Resets at midnight
📈 Live Spend Counters — Accumulated Since MidnightDerived from official annual figures
🏛
Total Welfare Spend Today
£0
£285.7bn/year · ~£9,053/sec · Universal Credit, State Pension, PIP, Housing Benefit and all DWP payments combined
💵
Debt Interest Paid Today
£0
£109bn/year · ~£3,455/sec · More than the entire transport, housing and environment budget. Pure dead money.
🕵
Public Money Lost to Fraud Today
£0
£55bn+/year · ~£1,744/sec · DWP, HMRC and wider public sector fraud, claimant and official error (NAO)
🏠
Asylum Accommodation Cost Today
£0
~£4M+/day · ~£46/sec · Home Office contracts for hotels, barges and dispersal housing for asylum seekers awaiting decisions
📉 Economic Rot● Live = fetched from ONS API on load
3.0%
Year-on-year · Target: 2% · Forecast to re-accelerate toward 4% by mid-2026 as energy bills rise again
93.6%
Approaching 100% for the first time since the early 1960s. Costs £109bn/yr just to service. Every new spending pledge adds to this.
🏭
Bank of England Base Rate
4.50%
Down from 5.25% peak · Still the highest sustained level since 2008 · Adding ~£300/month to an average mortgage vs 2021
🚬
Annual Govt Borrowing (PSNB)
£139.8bn
Rolling 12-month PSNB · Auto-calculated from ONS J5II · Directly drives the live debt clock above
37.1%
% of GDP in tax · Highest level in 70 years · Up from 32% in 2010 · OBR forecasts it hitting 38% by 2028
+£11/wk
Inflation-adjusted, the average UK worker earns barely more per week than in 2008 — 17 years of wage stagnation
💥
Business Insolvencies 2025
23,938
Record high since records began in 1960 · Up from 17,000 pre-COVID · Construction, retail and hospitality worst hit
👤
Personal Insolvencies 2025
126,240
Up 7% year-on-year · Includes IVAs, DROs and bankruptcies · One person going insolvent every 4 minutes on average
4.7%
Cost of long-term UK government borrowing · Highest since 2008 · Every 1% rise = ~£23bn more interest per year
🗑 Government Waste & FailureYour money. Gone.
£0
UK spent £14bn in ODA in 2024 · ~£443/sec · Second only to the US globally · Paid while the NHS collapses and food banks surge · NAO 2025
🏠
Home Office ODA Spend Today
£0
Home Office spent 17% of the UK ODA budget — £2.38bn in 2024 — classifying asylum seeker support as “foreign aid” · ~£75/sec
£67bn+
Original 2009 budget: £37.5bn · Won’t reach Manchester or Leeds · Government can’t confirm final cost · IPA red-rated “unachievable”
🏚
Councils Issued Bankruptcy Notices
14
14 councils have issued Section 114 notices since 1988 · 8 since 2021 alone · Birmingham, Nottingham, Croydon, Thurrock, Woking, Slough, Windsor & more at risk 2026
💰
Exceptional Council Bailouts
19
19 councils received “Exceptional Financial Support” from DLUHC in 2024 alone · Includes Birmingham, Bradford, Croydon, Havering, Stoke · Funded by other taxpayers
🔍
Major Govt Projects: Red/Amber-Red Rated
66%
66% of government’s 227 major projects & programmes rated Amber-Red or Red by IPA — meaning delivery is “in doubt” or “unachievable” without major intervention
💵
COVID Loan Fraud Written Off
£4.9bn
Government has written off £4.9bn in fraudulent Bounce Back Loans · Total fraud & error in COVID schemes: £22bn · Recovery expected to take decades
£12.7bn
Estimated total cost of failed NHS IT projects since 2000 · NPfIT alone: £10bn written off 2013 · Pattern of overspend and abandonment continues
🏆 Britain's Broken ScorecardMeasurable outcomes of policy failure
6th / 7
UK ranked 6th out of 7 G7 nations for per-capita GDP growth in 2025 · Only Italy ranked lower · G7 avg: +1.4% · UK: +0.1%
-0.7%
The UK economy is smaller per person than before COVID · Real living standards have fallen despite 5 years of policy promises
+0.2%
Month-on-month GDP change · UK has averaged near-zero monthly growth since 2022 · Flatlining at best
-0.3%
Month-on-month change in retail sales volume · Consumers spending less in real terms as wages fail to keep pace
🏪
High Street Shops Closed This Year
0
~35 chain stores close per day · 12,804 closed in 2024 · Net loss 3,802 stores after openings · Business rates doubled Apr 2025
😔
Public Satisfaction: Services Worse
76%
76% of Britons say public services have got worse over the last 5 years · Ipsos 2025 · Only 6% say they have improved
23%
Only 23% of UK adults trust the government to act in the public interest · Ipsos Jan 2026 · Down from 41% in 2019
🚫
Think Next 5 Yrs Will Improve
1 in 7
Only 14% of Britons believe public services will be better in 5 years' time · Ipsos 2025 · Cross-party collapse in optimism
✈ Immigration & AsylumThe most searched topic on UK decline
204,000
Year to June 2025 · Down from record peak of 944,000 (June 2023) · Still 4x pre-2019 average of ~50k/yr
⛰
Net Migration Peak (2023)
944,000
All-time record · Year to June 2023 · Equivalent to adding a city the size of Birmingham to the population in 12 months
🚩
Small Boat Crossings 2025
36,816
Crossed the English Channel in small boats in 2025 · 1,196 boats · Up from 299 arrivals in 2018 when records began
🏠
Asylum Seekers in Hotels
32,059
As of Dec 2025 · Costing ~£150/person/night · Down from 56,000 peak but still a major cost pressure on the Home Office
£15.3bn
Total Home Office contracts for asylum accommodation since 2020 · Home Affairs Select Committee 2025 report · £4M+/day current run rate
118,000
Cases awaiting initial decision as of Dec 2025 · Average wait now 18 months · Each case costs ~£12,000-20,000 to process
3.2M
Total entry clearance visas granted in 2024 · Work visas, study visas and family visas · Down from 3.7M in 2023 but still 2x pre-2020 levels
🇺🇧
British Citizens Who Left 2024
130,000
Net emigration of British nationals · Up 52% vs 2019 · Australia, Canada, UAE and Portugal most popular destinations
🏠 Housing Crisis
📊
House Price to Earnings Ratio
8.3x
A home costs 8.3x the average annual salary · In 1997 it was 3.5x · London: 12x · Worst since ONS records began
👨👧👦
Children in Temp Accommodation
175,990
All-time record · Up 16% year-on-year · Many living in B&Bs and hostels · 145,800 in unsuitable housing
4,793
Nov 2025 annual snapshot · All-time record · Up 11% year-on-year · True hidden homelessness estimated 10x higher
🔎
Homes Built vs Population Growth
234k
234,000 homes built in 2024/25 · Target 300,000 · Population growing by ~500,000/year · Shortfall growing every year
🏘
Council Tax Rise 2025/26
+5%
Maximum allowed without a referendum · Average Band D now £2,171/yr · Up 80% since 2010 in cash terms
£19.75bn
Effectively bankrupt · Serves 16M people · Possible nationalisation cost to the taxpayer: £5-7bn
👷 Employment & Welfare
4.4%
~1.5M people out of work · Rising from post-COVID low of 3.5% · Forecast to peak at 5.2% in 2026
🎓
Youth Unemployment (16-24)
14.1%
~660,000 young people · 3x the adult average · Never returned to pre-2008 levels · NEET rate stubbornly high
22.2%
9.4M working-age adults not in work and not seeking work · Record high · Long-term sickness biggest driver
💳
Universal Credit Claimants
7.51M
All-time record · Up from ~3M pre-2020 · ~3M are in-work claimants — employed but paid too little to live on
3.68M
Personal Independence Payment · Up 66% since 2020 · Fastest-growing benefit · Adding £4.9bn/yr to welfare bill
🍎
Food Bank Parcels / Year
2.6M
Trussell Trust 2024/25 · Up 94% vs 2019 · Excludes hundreds of independent food banks · 1 in 50 people in UK used a food bank
1.87M
Claiming unemployment-related benefits · Up from 1.26M pre-COVID · Rising steadily since mid-2023
745k
Working days lost to labour disputes · Down from 2.5M peak in 2023 but historically elevated vs pre-2020
🏥 Health & Society
7.31M
Referral-to-treatment cases · Pre-COVID: 4.2M · Only 60.2% seen within 18-week target vs the 92% goal
⏳
Ambulance Response (Cat 2 Avg)
36 min
Target: 18 mins · 2x over target · Heart attacks and strokes · Some areas averaging 60+ minutes
💨
Mental Health: Seen <18 Weeks
35.4%
Only 35% seen within target · 1.8M on mental health waiting lists · Average wait now over a year for therapy
1 in 3
1 in 3 adults cannot get an NHS dental appointment · 40M NHS dental treatments carried out in 2024 vs 60M pre-COVID · 29M adults not registered
🚑
NHS Agency Staff Cost Today
£0
~£3.3bn/year · ~£104/sec · Temporary and agency staff filling gaps at 3-5x the cost of permanent staff
🔫
Knife Crime Offences / Year
50,430
Year to Sept 2025 · Up 54% vs 10 years ago · ~6 fatal stabbings per week · Highest concentration in London
🏭 Infrastructure & Environment Decay
£16.7bn
ALARM 2025 survey · Up 42% in a decade · Would take 10 years to clear at current funding levels
🖕
Potholes Filled This Year
0
1.9M filled/year · ~5,205 per day · Average cost £53 each · Yet the backlog still grows every year
🚶
Sewage Dumped in Waterways
3.62M hrs
2024 Environment Agency data · 464,056 individual spill events · Anglian Water up 64% · South West Water worst per km
87,332
72% of prisons overcrowded · Early releases due to lack of space · Projected to hit 103,600 by 2030 with no new prisons built
+0.8%
Output per hour worked · Stagnant since 2008 — the longest period of stagnation in 200 years of UK economic records
£67bn+
Original budget: £33bn · Cancelled north of Birmingham · Cost per mile of track delivered now highest in the world
📉 Historical TrendsAuto-fetched from ONS API · Fallback data shown if unavailable
UK Debt-to-GDP % — 10 YearsLoading
CPI Inflation % — 5 YearsLoading
Monthly Govt Borrowing £bnLoading
Unemployment Rate % — 5 YearsLoading
Economic Inactivity % — 5 YearsLoading
NHS Waiting List — MillionsCached
Net Migration — Peak & FallCached
Business Insolvencies / YearCached